Do you need money urgently? Get an instant personal loan with the Kissht Loan App, quick approval, flexible EMIS and no paperwork, a fast and hassle-free process. Apply online today!
Kissht personal loan app offers instant loans up to ₹5 lakh at low interest rates. Suppose you are in a crisis and need money immediately. In such a situation, you can apply for a loan online from the Kissht app, and the loan amount will be transferred to your bank account within 5 minutes. You can also choose the loan repayment period as per your convenience.
The complete process of applying for a loan is explained below. Follow our steps to get loan approval.
Contents
- 1 Kissht Personal Loan App Overview
- 2 How to apply for a loan on the Kissht Personal Loan app?
- 2.1 Step 1: Download and Install the App.
- 2.2 Step 2: Registration and Account Creation:
- 2.3 Step 4: Fill out the application form:
- 2.4 Step 5: Complete the KYC process:
- 2.5 Step 6: Choose the loan amount and tenure:
- 2.6 Step 7: Approval and Disbursement:
- 2.7 FAQ Related to Kissht Personal Loan App
- 2.8 What are the minimum documents required for loan approval?
- 2.9 Is Kissht Finance registered with the RBI?
- 2.10 How much loan can I get from the Kissht app?
Kissht Personal Loan App Overview
| App Name | Kissht – Personal Loan Online |
| Personal Loan Amount | Up to ₹5 lakhs |
| Application Process | 100% Digital process |
| Interest Rate | Enjoy a lower-interest loan with flexible repayment options. |
| Documentation Required | Selfie, PAN, Aadhar Card, Income Proof and Bank Details. |
| Kissht Loan app customer care number | 08044745884/08062816309 Email ID: care@kissht.com |
Why Choose Kissht Loan App?
Kissht App offers instant personal loans up to ₹5 lakh at low interest rates in just 5 minutes, which makes it an emergency loan app as well. It is a cash loan app that can help you get instant personal loans to manage emergencies or meet your financial goals.
You can also avail of its business loan up to ₹60 lakhs to grow your business and raise the necessary funds to meet your expenses.
It works with RBI-registered NBFCS like: Si Creva Capital Services Pvt. Ltd., Piramal Capital & Housing Finance Ltd., SMFG India Credit Co. Ltd., Northern Arc Capital Ltd., etc., which gives it a chance to live up to your trust.
Features of the Kissht Loan App
This app offers some additional features that make it different from other lenders. You need to know about it so that you can understand this app properly:
Loan Amount: The app offers personal loans up to ₹5 lakh, business loans up to ₹60 lakh and loans against security up to ₹15 lakh, depending on your needs. Loan approval depends on the individual’s creditworthiness and monthly income source.
Easy Approval: You can apply for an instant loan with minimal documentation in a completely digital process, and you get the loan approval within 60 seconds.
Instant Fund Transfer: With the Kissht Advance Loan App, you can get funds directly to your bank account within 5 minutes after loan approval.
Minimal Documentation Required: You can apply for this loan with minimum documents, such as PAN, Aadhaar card and bank account details. Your mobile number must be linked to your Aadhaar card.
No collateral required: Personal loans are unsecured, so you don’t need to provide any collateral as security to apply for these loans.
Safe & Transparent: Kissht prioritises user safety and follows RBI guidelines for collections. The terms and conditions associated with the loans are transparent, with no hidden charges.
Kissht Loan App Eligibility Criteria and Documents
- Nationality: You must be an Indian citizen and a resident of India.
- Age: The age requirement is usually between 21 and 60 years.
- KYC documents: You will need a selfie, PAN, and Aadhaar card linked with the mobile number.
Personal loan specific eligibility:
The borrower must have a stable monthly income source to pay the EMIS.
- Income: Salaried individuals: A minimum monthly income of ₹15,000 is often required.
- Self-employed individuals: A minimum annual income of ₹1.5 lakh is required.
- Employment: Both salaried and self-employed individuals can apply.
How to apply for a loan on the Kissht Personal Loan app?
Applying for a personal loan on this app is quick and easy, You need to follow some simple steps, which are mentioned below.
Step 1: Download and Install the App.
Download the app from the Google Play Store by the link and install the application.
Step 2: Registration and Account Creation:
After installing, open the app and register yourself by entering your mobile number and email ID so that your account is created on the app.
Step 4: Fill out the application form:
After creating the account, you fill “New Loan” application Form by entering your PAN, Aadhaar number, employment status, residence proof, bank details, etc.
Step 5: Complete the KYC process:
After filling out the application form, you complete the KYC process with your Aadhaar and take a selfie through the app.
Step 6: Choose the loan amount and tenure:
After the KYC process is completed, you can choose the loan amount and select the repayment tenure, then submit your application for approval.
Step 7: Approval and Disbursement:
After submitting your application form, you get approval in 60 seconds, and the loan amount is disbursed to your bank account within 5 minutes.
FAQ Related to Kissht Personal Loan App
What are the minimum documents required for loan approval?
You can apply for the Kissht personal loan with minimum documents, such as a Selfie, PAN, Aadhaar card and bank account details. Your mobile number must be linked to your Aadhaar card.
Is Kissht Finance registered with the RBI?
Yes, Kissht Finance operates as a brand of ONEMI Technology Solutions Pvt Ltd. The company works with RBI-registered NBFCS (non-banking financial companies) as their lending partner to provide loans offered on the Kissht app. So, while Kissht is not directly registered as an NBFC, it does facilitate loans through entities regulated by the RBI.
How much loan can I get from the Kissht app?
Kissht app offers instant personal loans up to ₹5 lakh to its users, but the loan approval amount you get depends on your creditworthiness and monthly income source.
