Money is necessary to fulfil our dreams or to face any emergency expenses but due to lack of cash, we often face difficulties. Urgent cash loan is the only means to meet the cash problem but taking a loan through old traditional methods takes a lot of time and paperwork and the interest rate is also high.
But how would you feel if I told you about some application that provides an Instant cash loan in 1 hour without documents and that too at a low interest rate, through which you can fulfil your dreams?
Stay with us for the full process and apply for an Instant cash loan today.
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What is an Instant Cash loan in 1 Hour without documents?
An instant cash loan is a short-term loan designed to provide quick financial relief without the hassle of paperwork, credit checks or lengthy approval processes.
Many NBFCs and banks in India offer this service to their customers. Applying for this loan is easy, and the loan amount is transferred to your bank account within 10 minutes to 1 hour.
List of NBFCs and Banks providing Instant Cash Loan in 1 Hour without/minimum documents.
We understand that everyone’s needs are different, So you can choose the right lender for you as per your requirements from the list given below.
| Bank/NBFC Name | Loan Amount | Interest Rate (per annum) | Disbursal Time |
| Zype Personal Loan | Up to ₹5 Lac | 18% to 39% | Instant processing & disbursal |
| Induslnd Bank` | ₹30,000 to ₹50 lakhs | Starting from 10.49% | Fast Loan disbursal |
| Poonawala Fincorp | Up to ₹5 lakhs | Starting from 16% | Fast loan disbursal |
| Piramal Finance | Up to ₹5 lakhs | Starting at 12.99% | Quick loan disbursal |
| Lendingplate Personal Loan | Up to ₹2 lakhs | Starting from 12% | Quick disbursal |
| InCred Instant Loan | Up to ₹3 lakhs | 16% to 36% | Within 1 hour |
| Bajaj Finance | Up to ₹40 lakhs | 11% to 32% | Fast loan disbursal |
| Tata Capital | Up to ₹35 lakhs | Starting from 10.99% | 1 to 24 hours |
| Fibe (Early Salary) | Up to ₹5 lakhs | 15% per annum onwards | 10 Minute Disbursal |
| Ring Power Loan | Up to ₹5 lakhs | 28% to 32% | Instant disbursal |
| mPokket Instant Cash Loan | Up to ₹1000 | 24% to 48% | Get disbursed in minutes |
| Prefr Instant Loan | Up to ₹3 lakhs | 18% p.a. onwards | Quick Loan disbursal |
Features of Instant Cash Loan in 1 Hour Without Documents Apps
These loan applications attract their users by offering various benefits mentioned below. You can focus on its features to choose the right lender for you per your requirements.
No Collateral: There is no need to mortgage an asset to avail of the Quick loan.
Digital Process: The entire process of applying for an urgent cash loan on these apps is 100% digital. There will be no paperwork involved, Users can easily apply for a loan without documentation and easy steps.
Transparent Fees and Interest Rates: All the details related to the loan and interest rate are mentioned here. There will be no hidden charges of any kind. Customers can avail the benefits of low interest rates and long instalment tenure without any worries.
Fast Loan Approval and Disbursement: Due to the completely digital process, you get loan approval immediately after applying for the loan and the loan amount is transferred to your bank account within 1 hour.
Secure and Confidential: The lenders assure to keep the data of their users secure and also assure that your data will not be shared with anyone. So that the users do not face any problems in the future.
Flexible Repayment Options: Users are given the option to choose a time frame to repay their loan amount which they can choose as per their convenience. This can include EMIs, lump sum payments, and other options.
Eligibility Criteria for Instant Cash Loan in 1 Hour
Here are some of the criteria set by lenders that you need to fulfil to avail of an instant cash loan.
Age: Your age plays an important role in loan approval. Your age must be at least 21 years or more.
Employment: Lenders need to know the employment status of the borrower to ensure repayment of the loan, so you must be salaried or self-employed.
Monthly Income: To qualify for a loan, you need a reliable source of monthly income to cover the EMI payments.
Credit Score & History: Lenders consider your credit score and history, so if you have a good credit record and pay your EMIs on time, you may get a pre-approved loan offer.
Documents Required to Apply for an Instant Cash Loan in 1 Hour
Lenders demand some basic documents to approve the loan. If you need an instant cash loan, you need to provide the basic documents mentioned below.
Identity Proof: Any one of the documents – PAN Card, Ration Card, Aadhar Card, Voter’s ID Card, Driving Licence
Address Proof: Any one of the documents – Aadhar Card, Passport, Voter ID Card.
Income Proof: If you are applying for a higher loan amount, you must submit proof of regular income, such as a 6-month bank statement, salary slip, or income tax return. For a business loan, provide a 3-year balance sheet, registration certificate, CMA data, and more documentation.
How to Get an Instant Cash Loan in 1 Hour Without Documents
The process of applying for an Instant loan in 1 hour without documents is easy and simple. You can submit your application for a loan by completing a few simple steps.
Step 1: Install the app on your mobile phone by clicking the above link.
Step 2: Enter the required details like Name, mobile number, email ID, and city PIN code, then click on Start Journey.
Step 3: Mention employment type, organization type and net monthly income.
Step 4: Now submit the personal details such as Name, DOB, Email ID, PAN number, required loan amount and purpose.
Step 5: Submit current and permanent address details. Provide company and work details, Mark the check box and give permission to verify Bureau data.
Step 6: Now enter the OTP and click on Verify then the details will be verified by the system.
Step 7: Now your eligible loan amount will be displayed on the screen, enter the required loan amount, select the tenure and click on ‘Confirm & proceed’
Step 8: Now you have to submit a selfie and KYC documents, and click on ‘Proceed’
Step 9: Now you can see the loan agreement on the screen, mark in the check box to accept the T&C, and click on ‘I Agree’
Step 10: Your Submitted documents will be verified by the team, once it is done the loan amount will be disbursed into your bank account.
FAQ Related to Instant Cash Loan in 1 hour without documents
Is there any way To Apply for an Instant Cash loan without documents?
Yes, you can get an instant cash loan in 1 hour without documents from Banks and RBI-registered NBFCs such as Zype, Induslnd Bank, Lendingplate, Tata Capital etc. You should provide basic documents like a PAN card and an Aadhaar card for your identity and address proof.
Can I Get a 5000 rupees Instant Cash Loan without submitting any documents?
You need a 5000 rupees small cash loan without submitting any documents. You can apply for a loan using your PAN and Aadhar Card number. Apart from this, if you have a pre-approved loan offer from a bank or NBFC App, you can also take a paperless loan.
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